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Risk Disclosure
What are USXM Tokens?
USXM is a stablecoin within XMG Fintech’s digital asset network, pegged to the U.S. Dollar to deliver price stability and seamless utility across both decentralized and centralized ecosystems that integrate the available Pecu Novus FIX API. Each USXM token is stakes by a PECU coin based Digital Asset Reserve on a dollar-for-dollar value basis, reinforcing transparency and trust in every transaction. Beyond this, USXM is further supported by accumulated reserves that may include fiat currency, government securities, or vaulted precious metals, creating a robust foundation of value and resilience.
Key Characteristics of USXM Tokens
Stable Value
USXM tokens derive their pricing from the US Dollar, ensuring stability and reducing volatility.
Global Liquidity
USXM tokens can be used for cross-border payments, merchant transactions and peer-to-peer transfers without reliance on traditional banking infrastructure.
Backed dollar for dollar by PECU
Every USXM token is secured by a PECU coin based Digital Asset Treasury on a dollar for dollar basis and other accumulated reserve assets over time.
Seamless Integration
Designed for easy integration into digital payment systems, mobile apps, and e-commerce platforms through the utilization of FIX API’s.
Supports Financial Inclusion
By offering a stable, blockchain-based medium of exchange, USXM helps bridge traditional finance and decentralized systems, making digital asset access more globally inclusive.
Security and Speed
Leveraging the Pecu Novus blockchain’s infrastructure, USXM transactions are executed with high speed and enterprise-grade security.
**Definition of Fiat Currency: Fiat currency is money issued by a government that is not backed by a physical commodity like gold or silver. Its value is based on the stability and reputation of the issuing government, as well as market supply and demand.
Utility and Advantages
Key Utilities of USXM tokens
Merchant Payments: Easily integrated via the FIX API’s, USXM allows businesses to accept stable digital asset payments, reducing transaction fees and processing times compared to traditional systems.
Peer-to-Peer Transactions: Enables instant, global digital asset transfers without the need for banks or third-party services.
Decentralized Trading: Used for swaps and liquidity on decentralized exchanges (DEXs), offering users a stable base pair against volatile assets.
Loyalty Integration: Merchants can pair USXM tokens with loyalty tokens “FanTokens” created on the Pecu Novus blockchain to power loyalty programs and reward systems.
Cross-Border Payments: Facilitates frictionless, low-cost international digital asset transactions with real-time settlement.
Access to DeFi Ecosystems: As adoption grows, USXM tokens will be positioned for use within lending platforms, staking, and yield-generating protocols.
Key Advantages of USXM
Stability & Predictability: Pegged to a fiat currency pricing and is staked by a PECU coin based Digital Asset Treasury on a dollar for dollar value basis, additionally by accumulated fiat, physical precious metals or other viable assets over time, ensuring consistent value and trust.
Transparency: All USXM transactions are recorded on-chain, offering complete transparency and auditability.
On Demand Supply: USXM tokens have an initial supply of 1,000,000,000 tokens, once distributed verified institutions, remittance companies and exchanges with verified and unencumbered fiat reserves can request to mint additional USXM tokens for cash-in/cash-out purposes within their ecosystem.
High Security: Built on the robust Pecu Novus blockchain, with end-to-end encryption and self-custody as well as institutional custody options.
Scalability: Designed for both retail and commercial use, scaling with user demand and platform expansion.
Seamless Integration: FIX API access enables easy integration into e-commerce platforms, mobile apps, and enterprise systems.
Global Reach: Borderless usability empowers merchants and users in emerging markets to access stable digital commerce.
