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XMG Fintech Fee Schedule

Fees

Integration, Transaction, Tokenization & Portal Fee Structures

Core Fee & Account Policies

Integration & Transaction Fees

XMG Fintech does not charge integration fees. The Pecu Wallet SDK is provided at no cost. XMG Fintech does not charge transaction fees; all Pecu Novus blockchain costs are fully absorbed by HootDex, resulting in a low 0.0025 (0.25%) transaction fee for users.

XMG Member Accounts

Dedicated to issuer-keyed XMG Tokens and available only to verified and approved institutions, issuers, merchants, and exchanges that meet our criteria, ensuring full control and traceability.

Tokenization Fees

Approved institutions are not charged a fee to mint issuer-keyed XMG Tokens. Tokens must be fully collateralized with PECU coins placed into the Digital Asset Treasury for that specific issuer-keyed variant.

Acquisition & Redemption Schedule

OTC Acquisitions & Token Redemptions

OTC Acquisition Fees

OTC Acquisitions require an initial minimum threshold of $250,000, representing the mandatory collateralization amount for creating a new XMG Token variant such as USXM. XMG Fintech does not charge a fee to acquire PECU coins through approved OTC channels and there is no fee to create the corresponding XMG Token variant.

PECU Coin DAT Minimum: 250,000 USD
Fee per acquisition: 0.0%
Fee per Tokenization: 0.0%

XMG Token Minimum & Redemption

Redemptions are available exclusively to Institutional Members who have acquired their XMG Tokens directly from XMG Fintech (minimum redemption: 250,000 USD).

Fee per redemption: Greater of 1,000 USXM or 0.1%

Verification & Portal Policies

Verification Fee & XMG Payment Portal

Verification Fee

The verification fee is 125 USXM Tokens. This amount is non-refundable but can be part of your redemption. It preserves network integrity and helps offset incurred verification costs. XMG Fintech at its sole discretion approves or declines member accounts.

XMG Payment Portal Fees

XMG Fintech does not charge a fee for the utilization of the XMG Payment Portal; any and all fees are directly received by the merchant automatically with no hidden fees. The portal functions as a tool allowing merchants to utilize and transact in USXM tokens, PECU coins, and other XMG tokens rather than acting as a money transmitter.

Compliance Guidelines

Important Information

XMG Fintech does not provide direct wallet functionality; it utilizes the Pecu Wallet exclusively for XMG Token issuance. All XMG Tokens are ERC‑20 and PNP16 compliant, allowing them to be held in any compliant wallet. Members must exercise extreme caution when transferring tokens for deposit; recovery assistance in the event of a member-initiated error is not guaranteed. Withdrawal requests for digital assets held by XMG Fintech undergo thorough review and are available exclusively to institutional-level and exchange-level members. All withdrawal approvals or rejections are made at XMG's sole discretion, and approved withdrawals may require several days to complete.

XMG for Individuals

XMG for Individuals

XMG gives individuals fast, low‑fee access to stable, collateral‑backed digital assets and innovative financial instruments across ERC‑20 and PNP16 networks.

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XMG for Merchants

XMG for Merchants

XMG provides merchants with stable, liquid, low‑fee digital payments and multi‑asset acceptance powered by PECU‑backed collateral and instant settlement.

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XMG for Exchanges

XMG for Exchanges

XMG offers exchanges highly liquid, transparently collateralised assets, stablecoins, exposure tokens and DCNs, that drive adoption, deepen liquidity and expand global reach.

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